Testimonials - Childrens Advocacy Center Insurance Program

“I encourage you to apply for this excellent program for your Center’s protection. I worked personally with David and the creators of CACip to ensure you get nothing less and nothing more than what you and your Center need for worry free operation.”

Chris Newlin
Executive Director
National Childrens Advocacy Center


“When I saw the information about your program from Chris Newlin, I decided to check out what you had to offer.  You were quick to process our application. And, unlike local insurance companies, I felt that you had a real grasp of the work of Child Advocacy Centers.    This translated into more appropriate coverage for our needs than we had from our previous insurance company.  (Our prior company did not provide D&O coverage, in fact said we did not need it!)

With your company, we were able to get D&O, as well as a more expanded general liability coverage and property coverage, for less than our previous policy with a local company.  You also sent our policy information in a nice binder so that all endorsements are easy to read.

All in all, I am happy we switched, as is our Board of Directors!”

Margaret Durgin
Executive Director
Child Advocacy Center of Anderson County Tennessee, Inc.
Clinch Valley Children’s Center
Clinton, TN

“I first became aware of David Harbarger and the CAC insurance program when I attended CAC Management Training in Huntsville last spring.  I was very impressed with David’s straight-forward presentation and knowledge of CAC operations and our insurance needs.  I decided immediately that I would contact David when I returned home and try to get an insurance bid for our center.

We are a very small, rural CAC with a small budget to match.  I fully expected limited attention to our insurance needs or perhaps no bid at all.  I was very, very mistaken.

From my first initial contact, David and his staff have treated me like a million dollar account.  They answered all my questions and concerns promptly and completely.  In a very short time, I received an excellent insurance quote that covered many, many areas where we had no cover under our old policy including worker’s compensation coverage.  We had not had this coverage before because it was simply too expensive for our pocketbook.  We are in the process of purchasing a building, and we were fearful that the insurance coverage for this 3500 square foot building would be prohibitive.  Even with all the new coverage including coverage for the new building, our annual premium dropped by almost 25%.

Needless to say, we are very pleased with our new coverage, premium, and most of all, insurance carrier.  I am convinced that just as David and his staff have been there for us during the transition of coverage, they will be there for us if we have a claim.  I highly recommend their services for CAC insurance needs.”

Anita Whitlock
Executive Director
Children’s Advocacy Center for the 31st Judicial District of Tennessee


“As for the liability you have increased my coverage and decreased my premium.  That is a great deal no matter how you look at.  Working with you and your staff have increased my knowledge about the different types of coverage and their importance to maintaining a functional, professional organization.  The application process was quick and I appreciate that the majority of it is done electronically.  Working with Dee on getting the necessary documents to formalize coverage has also be very easy and informative.  Thanks!!”

Celi Van Dyke
Executive Director
Just for Kids, Inc
Beckley, WV

“We have been very happy with our choice to use your program to cover our insurance needs. Our Board of Director’s was very impressed that the same coverage could be provided for a much lesser premium. The staff has been very helpful whenever I have called for assistance. Especially when I made that first call requesting information and my previous coverage was close to ending. Thank you for all of your assistance and advice.”

Debbi Land
Executive Director
Bessemer Cut-Off Advocacy Center, Inc.
d/b/a The Clay House Children’s Center

“You guys have been very helpful and very quick in your response to all my e-mails and questions.  The best part is having CAC specific coverage with increased coverage amounts for less money.”

Tammy King
Executive Director
Johnson County CAC
Cleburne, TX

Thank you so much!  The experience was wonderful compared to what I have had in the past.  It was easy and not at all cumbersome, from filling out the application to reviewing the proposal.  Thank you for the package, we know everything is all together and can take a deep breath.”

Pamela Garrett
Executive Director
Safe Harbor Child Advocacy Center, Inc.
Spotsylvania, VA 22553

“As a State Chapter seeking insurance coverage for the first time, I cannot say enough about the positive experience we had with the CACip and David Harbarger. David was able to advise us about our needs, guide us to adequate coverage, and provide a quote no other company could beat. In addition, any questions or requests for revision were answered within a day. I highly encourage other similarly situated organizations to consider CACip for their insurance needs.”

Emily Chittenden
State Coordinator
West Virginia Child Advocacy Network

“I have been so pleased with the professional and personal service that I have received from David and his staff.  When I first received information about the insurance program, I completed the questionnaire.  I was amazed with the turn around with an approximate quote for the insurance which I had inquired.  I appreciated the personal phone calls from David to ensure that I had covered all of the insurance needs.  I then attended the CAC Management Course in Huntsville, AL.  There I meet David and gained a more comprehensive knowledge about insurance in general.  The training session provided a better understanding of the insurance requirements for the Center and a definition for each term that I sometimes thought I understood, but now understood in a complete context.  Our Board of Directors were so impressed with the quote that David submitted and the enhancement of services from our previous carrier and a reduction in cost, it was a unanimous vote to make the move.  On June 16, 2009 our insurance policies were effective with David.”

Karen S. James
Wade Knox Children’s Advocacy Center, Inc.
Lonoke, Arkansas
“Empowering Children”